<table width="100%" border="2">
<tr>
<td rowspan="3">Текст 1.</td><td colspan="3">Надпись</td><td rowspan="3">Текст2</td>
</tr><tr>
<td colspan="3">Картинка</td>
</tr><tr>
<td>Календарь</td><td>Баннеры</td><td>Наш баннер</td>
</tr>
</table>